Introduction
Fraudulent activities in Texas have been on the rise, with residents reporting nearly $900 million in losses in 2024—a 35% increase from 2023. (axios.com) To combat this, the state offers several avenues for reporting fraud, waste, and abuse. This guide outlines how to utilize these resources effectively.
Understanding Fraud Reporting in Texas
Fraud encompasses any act that violates the law and is part of an attempt or scheme to defraud any person. In Texas, individuals are legally obligated to report suspected fraudulent activities to authorized governmental agencies. (texas.public.law)
Key State Resources for Reporting Fraud
State Auditor’s Office (SAO)
The SAO investigates allegations of misuse and illegal acts involving state resources. To report fraud:
- Phone: 1-800-TX-AUDIT (1-800-892-8348)
- Online: SAO Fraud Reporting Website
- Mail:
- Online: TWC Fraud Reporting Portal
- Phone: 800-252-3642 (available 24/7)
- Online: TDI Fraud Reporting Page
- Phone: 800-252-3439
- Phone: 1-888-GLO-FWOA (1-888-456-3962)
- Email: reportfraud@glo.texas.gov
- Online: Mortgage Fraud Reporting
- Phone: 877-276-5554
- Gather Detailed Information:
- Choose the Appropriate Reporting Channel:
- Submit the Report:
- Follow Up:
- In 2024, Texans reported nearly $900 million in fraud losses, a 35% increase from 2023. (axios.com)
- The SAO investigates misuse and illegal acts involving state resources. (tob.texas.gov)
- TDI handles insurance fraud cases. (tdi.texas.gov)
- “People in Texas are losing millions more to fraud,” Axios, 2025. (axios.com)
- “Reporting Fraud, Waste & Abuse,” Texas State Auditor’s Office. (tob.texas.gov)
- “Insurance fraud guide,” Texas Department of Insurance. (tdi.texas.gov)
State Auditor’s Office
ATTN: Investigations
P.O. Box 12067
Austin, TX 78711-2067
Texas Workforce Commission (TWC)
TWC addresses fraud related to unemployment benefits and other workforce programs. To report:
Texas Department of Insurance (TDI)
TDI handles insurance fraud cases. To report:
Texas General Land Office (GLO)
GLO manages fraud, waste, and abuse within its programs. To report:
Texas Department of Banking
For mortgage fraud cases:
Steps to Report Fraud Effectively
– Description of the incident
– Date and time of occurrence
– Names and contact details of involved parties
– Any supporting documents or evidence
– Use the contact methods provided above for the relevant agency.
– Ensure all information is accurate and complete.
– If reporting online, follow the agency’s submission guidelines.
– Keep a copy of your report for your records.
– Some agencies may provide a reference number for follow-up inquiries.
Legal Protections for Whistleblowers
Texas law protects individuals who report fraud in good faith from retaliation. (tdi.texas.gov) However, be aware that information submitted may be subject to the Public Information Act and could be disclosed under certain circumstances.
Conclusion
Reporting fraud is crucial in maintaining the integrity of Texas’ programs and resources. By utilizing the state’s resources and following the outlined steps, you contribute to a more transparent and accountable government.